Wan Norhayate Wan Daud, Marlisa Abdul Rahim, Fakhrul Anwar Zainol, and Abdul Ghafar Ismail. 2018. “Enhancing Takaful Operator Performance Through the Islamic Leader’s Quality”. AR-RĀ’IQ 1 (1):Page 1-42. https://doi.org/10.59202/riq.v1i1.440.