تطبيق الإجارة والإجارة المنتهية بالتمليك في العهد المعاصرة

Abstract

In Islamic banking, the process of ijarah and ijarah ending in ownership is a very important process, especially in activities related to finance that are currently operating in banks. It is a leasing agreement where the bank will purchase and lease the requested equipment to customers upon agreement. However, the lease will end with ownership of the equipment at the end of the lease period, provided that the equipment is sold or gifted. The objective of this study is to explain the definition of ijarah and its permissible implementation under Islamic law. This is to ensure that the public does not engage in any activities that are prohibited by Islam. This study discusses the implementation of ijarah ending in ownership in Brunei Darussalam and explains its methods of implementation. The problem with this study is that ijarah ending in ownership is a new contract and the lack of public knowledge about its provisions and implementation in Islamic law. The methodology used in this academic exercise is to refer to the Quran, the Sunnah of the Prophet, as well as other fiqh books and related books in the library or on the internet. The result of this study is that ijarah ending in ownership is allowed in Islamic banking under the contract "Ijarah Thumma Al-Bai."